Features
Every euro, where it belongs.
Everything you need to run your personal finances, in one app — clear, quick and private by default.
Hello, Alessandro
Total balance · 3 accounts
€ 4.892,50
Recent transactions
Overview
Your whole financial picture at a glance. Total balance, income, spending and the end-of-period projection.
- Combined balance across every account
- Period balance and end-of-month projection
- Spending and income at a glance
- Budgets and categories always in view
Categorised
Transactions
The category is suggested as you type, with instant search and filters to find any entry again.
- Suggested category, learning from your corrections
- Instant full-text search
- Filter by date, account, category and amount
- Notes, tags and receipt photos
Savings goals
Savings goals
Say how much and by when, and Floow works out the contribution plan. Every payment stays on record.
- Goals with a deadline and a calculated plan
- Choose the source account for each contribution
- Progress visible at a glance
- Upcoming payments confirmed from the Overview
This month's budgets
Budgets and categories
A monthly limit on the categories that matter, and the detail of where the money actually went.
- Monthly budgets per category, renewing on their own
- Spending pace and end-of-period projection
- The transactions eating into the budget
- A red bar when the limit is passed
And also
What sits under the bonnet.
Open Banking (PSD2) — coming
Automatic bank synchronisation is built and tested against real accounts, but it is not switched on yet. For now accounts are managed by hand, with no limits.
- Built on the PSD2 standard
- No bank credentials in the app
- Arriving in a future update
- Until then: unlimited manual accounts
Private by default
Your financial data stays on your device, protected by the system's own encryption and a biometric lock.
- Data stored on the device
- Protected by your device's encryption
- Locked with Face ID or Touch ID
- Zero tracking, zero ads
Designed for iOS
One typeface, the screen name set large at the top, flat cards on a paper background. Fewer frames, more readable numbers.
- On iPhone and iPad, two columns on the larger screen
- Full dark mode
- Every tap answers with its own haptic
- Native animations, nothing faked
Italian and English
A complete interface in both languages, following your device, with twelve currencies to choose from.
- Italian and English, alerts included
- Follows the device language
- Twelve currencies, no exchange-rate conversion
- Local date and amount formats
Free on the App Store · Italy
Make your money count.
Accounts, transactions, budgets and goals. Free, no account, and your data never leaves your device.